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Some things in life are just common sense. Don’t stand on the top rung of a ladder. Avoid clicking that shady-looking email link. Simple, right?
But when it comes to investing, the best moves aren’t always so obvious.
Understanding why we behave the way we do with money is the first step toward transforming our relationship with it. In Part 1 of this series, we explored the concept of money scripts—the unconscious beliefs about money that shape our financial decisions. We also examined four dominant money scripts: money status, money worship, money avoidance, and money vigilance.
When it comes to money, we’re all human. We make good decisions, we make mistakes, and—whether we realize it or not—we carry unconscious beliefs about money that shape our financial choices. These beliefs influence how we save, spend, and invest, often in ways we don’t fully recognize.
Markets are unpredictable by nature—sometimes exhilarating, sometimes nerve-wracking, but always moving. And while watching the market’s ups and downs can be fascinating, the real question is…..
Navigating investment risk can feel like a tightrope walk—but finding the right balance could be the key to addressing your financial goals. Ready to learn how much risk you can actually afford to take? Let's break it down.
Discover how the magic of compounding could turn your modest investments into a powerful growth engine. Start early and watch your savings snowball into a future you’ve always dreamed of.
Feeling overwhelmed by the current investment buzz? Between election drama, inflation woes, and soaring AI stocks, it’s easy to get caught up in fear and FOMO. Discover how to stay calm and focused with a long-term investment strategy built for all times.
Discover the ins and outs of equity compensation with our guide, "Equity Compensation: Big Opportunities, But Beware the Risks." Learn how to balance rewards and risks, diversify your investments, and make informed decisions.
Ready to elevate your investing game? In Part 2 of our Young Investor’s Guide, discover the power of diversification, the pitfalls of market timing, and how to craft a personalized investment plan.
Attention younger investors! With pensions seemingly becoming extinct and the future of Social Security murky, the good news is YOU get to decide how to save and invest for retirement. The bad news is you HAVE to. Dive into our latest guide to discover why starting now is crucial for a secure financial future.
Until recently, much of our investment advice has emphasized the importance of maintaining your investment strategy, even when it’s tempting to jump out during market declines. But so far in 2024, tables have been turning.
When it comes to investing, our message has long been loud and clear: Build a well-structured portfolio to capture available market returns while managing the risks involved. Shape it to meet your individual goals and risk tolerances. Keep a lid on the costs. Stay on target over time. That’s all well and good, but …
We’ve commented before on the mechanics of accumulating and preserving your wealth. Today, let’s consider your money management from a different angle: What are your personal goals, and why do they matter?
If there’s a message to take from 2023 markets, it is this: Timeless wisdom best informs timely decisions. Viewing 2023 up close, there may be a temptation to chase after the market’s recent winning streak, bulking up on more of that which has been so pleasantly surprising of late. Zooming out, our perspective remains unchanged.
In the world of retirement planning, the landscape can be complex and ever-evolving. One facet that often warrants careful consideration is the in-service 401(k) or 403(b) rollover. This IRS-permitted financial maneuver, though not as widely known as traditional rollovers, can be a valuable tool for certain individuals seeking to optimize their retirement strategy.
Ah, we restless humans. Sometimes, it pays to strive for greener grass. But as an investor, second-guessing a stable strategy can leave you in the weeds. Still, what do you do if it feels as if your investments have been under-performing?
Maybe that adage about things turning on a dime should be adjusted for inflation along with everything else these days. Because, at least where the market is concerned, it seems every quarter can turn on you.
So, which is it? Are crowds wise or delusional? It helps to understand why the answer is yes, to both, and why both have shaped our investment recommendations through the years.
Nobody wants to make investment mistakes. And yet, we’re human; mistakes happen. Here’s how to help minimize the ones that matter the most, and make the most of the ones that remain.
Recent numbers are now in, with good news to share: With financial analysts describing a “gravity-defying” “monster rally” across major market indices, most disciplined investors have been richly rewarded for sticking with their appropriate investment allocations.
In Part 1 of “What’s Wrong with Depending on Dividend Stocks?” we described why stocking up on stocks with a reputation for consistently paying out attractive dividends may not be an ideal strategy for generating a dependable income stream out of your investment portfolio. Here’s why we prefer a total return investment strategy, even for retirees who are drawing income out of their portfolios.
Perhaps the greatest misperception about stock dividends is that they represent “free” or “extra” money, above and beyond the capital value of the shares you hold. This fallacy leads investors to think of stocks as their cake, and dividends as an extra layer of frosting.
The “I’s” had it across the first quarter, as inflation and interest rates continued to dominate popular financial headlines.
Ever heard of the 80|20 rule? The Pareto Principle, now often referred to as the 80|20 rule, is the principle that 20% of what you do results in 80% of your outcomes.
In helping people plan for retirement, we’re often asked: What if Social Security goes bust? Most of us have been paying into the program our entire working life. We’re counting on receiving some of that money back in retirement. But then there are those headlines, warning us that the Social Security trust fund is set to run dry.
Retirement may come sooner than expected. Are you ready? Here are 5 top financial planning challenges and what to do about them.
Are you aware of the most common financial mistakes and the impact it can have on your future? Read on to understand what to avoid.
Employers and the government play a role in helping you save for and spend in retirement, but much of the preparation ultimately falls on you. That’s America for you. The good news is, you get to call your own shots. The bad news is, you have to.
Every January, it’s typical to look back on market performance from the year past. Even when the numbers aren’t what we’d prefer—which has certainly been the case for 2022—we look at them anyway. It’s good to keep an eye on your annual investment returns. However, whether the numbers are up or down in any given year, we caution against letting them alter your mood, or, as importantly, your portfolio mix.
Don’t leave important financial and legal decisions until it’s too late. Here are the top 5 ways to prepare for the unexpected.